How do I know if I’m eligible to pay the full fees or not?
You will have to arrange and pay the full fees for a place at one of our care homes, also known as ‘self-funding’, if you:
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Have savings and assets in excess of the capital limits for care (£23,250)
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Don’t qualify for local authority funding because your needs were assessed to be lower than the threshold set by them.
To determine if you or your relative is eligible for financial support to pay for a placement in one of our care homes, your local authority will first carry out a free needs’ assessment.
If you’re assessed as having ‘eligible needs’, your local authority will next carry out a financial assessment. This is necessary as there are thresholds for savings and assets (known as ‘capital limits for care’) above which you will need to pay for care. The upper limits for a care home assessment are £23,250. They will assess you on the following three areas, income, capital and savings. You will need to provide them with information on all these areas.
For more information, please contact our Living with Jewish Care team on 020 8922 2321 or email lwjc@jcare.org